The Canada Dental Benefit* is a national dental care program that will provide benefit payments to cover dental expenses for Canadians with annual household incomes of less than $90,000 and no private dental insurance coverage.

Table of Contents

Why do we need the Canada Dental Benefit?

Did you know that the Medical Services Plan in BC doesn’t cover most procedures related to dental health for the majority of people? Although many Canadians have private dental insurance, some don’t. Some people hesitate to see a dentist due to the cost. The Canada Dental Benefit is a step towards helping Canadians get the dental care they need for good oral health.

When does the program start?

The program is being implemented in stages starting this year, until 2025. This year on December 1, phase 1 will start with children under 12. By 2023, the program will include children under 18, seniors and people living with a disability. By 2025, all uninsured families with an annual household income of less than $90,000 will be eligible.

Who is part of phase 1?

The first phase that is intended to start on December 1 will include children under the age of 12 with an annual family income of less than $90,000, with no private dental insurance. Once the program starts, it will cover dental expenses that were paid retroactive to October 1, 2022. The parents or guardians need to apply for the Canada Dental Benefit through the Canada Revenue Agency.

How much is the benefit?

Depending on your family income and eligibility, you could receive a tax-free benefit payment of up to $650 per child per year. 

If your family’s net annual income is less than $70,000, the maximum amount possible per child per year is $650.
If your family’s net annual income is between $70,000 to $79,999, the maximum amount possible per child per year is $390.
If your family’s net annual income is between $80,000 to $89,999, the maximum amount possible per child per year is $260.

Is the benefit enough to cover all dental work needed?

The cost will depend on various factors.

One factor is whether your child is seeing a general practice dentist or a specialist pediatric dentist. Although all dentists are trained to work with children, pediatric dentists have additional training. A specialist’s fees will be higher compared to general dentists in most cases. If you’re not sure whether your child needs to see a specialist or not and you’re located near the Panorama Ridge and Sullivan Station area in Surrey, you could start by booking an appointment with our dental clinic.  Family dentists Dr. Chow or Dr. Bellusci will examine your child’s teeth and discuss what your child needs, and recommend where it could be done.

Other factors include the age and oral health of your child and they can greatly affect how much their dental care would cost. If you would like a more accurate idea of how much a dental visit in Surrey, B.C. would cost, please feel free to contact us for an estimate.

The Canadian Dental Association recommends that children start going to the dentist when they get their first tooth, or when they’re 1 year old, whichever comes first. For majority of children at this age, the benefit amount would be more than enough to cover the visits twice a year. However, a $260 subsidy is typically enough to cover an older child’s first checkup, X-rays, and cleaning. We encourage you to bring your child to the dentist as soon as possible so that small issues, like cavities, can be caught and managed immediately.

*Please note: This article is our understanding of the program and is not meant to be official advice. For details and the most up to date, accurate information, visit the official CRA website.

WHY DO I NEED TO TAKE CARE OF MY CHILD’S BABY TEETH?

Baby teeth can get cavities just like adult teeth. If the cavity becomes big, the tooth can become painful or even infected. If the baby tooth can’t be saved, it may need to be removed. We all know that teeth are necessary for eating, speaking and smiling, but did you know that baby teeth are also space holders for adult teeth? Baby teeth are meant to stay in place, until your child is around 12 years old. If a baby tooth is removed or lost too early, neighbouring teeth may tip into the space. By the time the adult tooth is finally ready to come out, the space may no longer be big enough for it to come out straight. 
Baby teeth hold space for adult teeth

When Should my Child Start Going to the Family Dentist?

In addition to brushing at home, early checkups are important for maintaining the baby teeth. The Canadian Dental Association recommends that your child’s first visit be within 6 months of the first tooth appearing or by age one, whichever comes first. 
The first dental checkup should be soon after their first tooth comes out or by the age of one.

HOW CAN I PREPARE MY CHILD FOR THE FIRST VISIT?

  • Read a children’s book about going to the dentist.
  • Watch an educational video on YouTube about going to the dentist.
  • Bring your child’s favourite stuffed animal or comforting blanket to the visit.
  • Role-play at home using toys as dentists and patients.
  • Bring your child along to your own dentist appointment. This may help your child get used to the dentist environment.
Role play using toys as patient and dentist.

WHAT IS DONE AT MY CHILD’S CHECKUP VISIT?

  • A ride in the dental chair
  • A review of the medical and dental history.
  • A checkup of the teeth, gums, and the bite to see if things are developing in the way they should.
  • Depending on the age and cooperation of your child, x-ray images may be taken to check for cavities and dental development.
  • A gentle cleaning to remove plaque, if applicable.
  • Fluoride treatment, if applicable.
  • A review of home care recommendations, along with what habits to watch out for.
  • A meeting with Twinkles, the unicorn dental puppet, to teach your child good brushing and flossing habits.
  • Your child gets a dental care goodie bag and a prize from the treasure chest at the end of the appointment.
The gums, teeth and bite and checked to see if things are developing as they should.

HOW OFTEN SHOULD MY CHILD GO FOR ROUTINE CHECKUPS?

Generally, routine checkups (also known as recall exams) are recommended every 6 months. However, each child is different, so your child’s suggested frequency may vary..
Routie checkups are generally recommended once every 6 months.

Is my child’s visit covered by BC’s Medical Service Plan (Carecard)?

The visit may be covered by MSP if your child is eligible for the Healthy Kids Program. This government-funded program covers up to $2,000 in basic dental services every 2 years for children in low-income families meeting certain criteria. Vivant Dental is pleased to participate in the Healthy Kids Program in an effort to make dental care more accessible in our community. Contact us to find out if your child has active coverage under this program, or visit the Healthy Kids Program on the BC government website to learn more.

Are there other support programs for my child’s dental care?

  • Private insurance: If you have a private insurance policy, such as from your employer, check if you can add your child to your dental plan.
  • Canada Dental Benefit: This is a new nation-wide program starting December 1, 2022 for children under the age of 12 who do not have access to private dental insurance, and whose families are earning less than $90,000 per year . This program is administered by the Canada Revenue Agency. (Related article: The Canada Dental Benefit – Is it for you?)
  • UBC Children’s Dental Program: The Faculty of Dentistry at the University of British Columbia offers free basic dental services to children of low-income families who are not eligible for other government-funded programs. Treatment is provided by dental students during the school year. Visit the UBC Faculty of Dentistry website for more information.
  • Fluoride Varnish Program: Children under the age of 3 who are not under regular care of a dentist can receive a free cavity risk assessment and fluoride varnish application at various Fraser Health Public health units. Visit the Fraser Health website for a location near you.

Who We Are

Dr. Anthony Bellusci and Dr. Vivian Chow are general dentists and owners of Vivant Dental, located in the Panorama area of Surrey, BC. We enjoy working with kids and we strive to create pleasant dental experiences for . If you have any questions or would like to make an appointment with us, feel free to contact us.